How ZozuPay
works.
From your initial funding enquiry through verification, assessment and the funding process, we aim to make each step clear so you know what to expect next.
*Subject to eligibility, successful verification, completion of required checks, documentation, approval and applicable funding conditions. Timescales may vary depending on individual circumstances.
From application to funding
Here's what you can generally expect when you start a funding application with ZozuPay.
Submit your funding enquiry
Start by providing basic information about yourself, your business and the amount and purpose of funding you are seeking.
Initial applicationVerify your email address
We use an email verification step to confirm the email address provided with your application before you proceed.
Email verificationComplete KYC and financial checks
You may receive instructions to complete identity and KYC verification and to provide or securely share relevant financial information, such as bank statements.
Verification & documentsApplication assessment
The information and documents provided are reviewed as part of the applicable credit, affordability, eligibility, fraud, compliance or other assessment processes.
AssessmentOffer and documentation
Where an application is approved, you will be provided with the relevant offer and documentation. Any applicable terms and conditions will be explained as part of the process.
Offer stageFunding
Once the required conditions and documentation have been completed, funding can proceed in accordance with the agreed terms.
CompletionWhat happens at each step?
Select a stage below to understand what you may be asked to do.
Start with your funding enquiry
Provide the initial information requested about your business and funding requirement. This allows the application process to begin.
- Business and applicant information
- Funding requirement and intended purpose
- Contact information for the application
- Privacy Policy acceptance and email verification
What information might you need?
The exact requirements can vary depending on your application and circumstances. Additional information may be requested during assessment.
Identity information
Information required to verify the identity of relevant individuals as part of applicable KYC and compliance checks.
Bank information
You may be asked to securely provide or share bank statement or transaction information relevant to the assessment.
Business information
Details about your business, trading activity, funding requirement and other information relevant to the application.
Designed with verification in mind
Funding applications may involve identity, fraud, financial and compliance checks. These steps help ensure that the information used during assessment is appropriately verified.
- Email verification before application submission
- Secure KYC verification process
- Financial information may be requested
- Additional documents may be requested where required
What you should know
Completing an application or providing documents does not automatically mean that funding will be approved.
- Applications are subject to applicable assessment criteria.
- Additional information may be required.
- Any offer will be subject to its stated terms and conditions.
- Funding is only completed after the relevant requirements are satisfied.
Questions about the process
A few common questions about applying for funding.
Eligible applications may receive funding within 24 hours.* This is subject to eligibility, successful verification, completion of required checks and documentation, approval, and any applicable funding conditions. The actual timescale can vary depending on individual circumstances.
The time required can vary depending on the application, information provided, verification requirements and assessment. We may request additional information where necessary.
Identity and KYC checks may be required to verify relevant individuals and support fraud prevention, compliance and responsible assessment processes.
Financial information may be required to understand the business's financial position and support the relevant assessment. You will receive instructions on how to provide the required information securely.
No. An application does not guarantee approval or funding. Applications are subject to applicable eligibility, assessment, verification and other requirements.
We may contact you by email, telephone or another appropriate channel to request additional information or documents needed to progress the application.
Ready to take the first step?
Start your funding enquiry and tell us about your business.