Making business funding
simpler and faster.
ZozuPay is being built around a simple idea: businesses should be able to explore funding through a clear, digital-first process without unnecessary complexity.
*Subject to eligibility, successful verification, completion of required checks, documentation, approval and applicable funding conditions. Timescales may vary depending on individual circumstances.
Built around the way businesses operate today
Business funding should fit into the way a business works — not create unnecessary administrative barriers around it.
Our story
ZozuPay is being developed as a digital-first business funding platform focused on making it easier for businesses to explore and progress funding requirements.
We believe the application experience should be straightforward: businesses should understand what information is required, complete verification securely and know what happens at each stage.
Our approach combines a streamlined digital journey with the appropriate verification, financial information and assessment processes required for a responsible funding decision.
Make business funding simpler, clearer and faster.
We want to reduce friction in the funding journey while keeping the appropriate checks and assessment at the heart of the process.
For businesses, that means a clearer journey from the first enquiry through to verification, assessment and funding.
The principles behind ZozuPay
These principles shape how we want businesses to experience our platform.
Speed
We aim to reduce unnecessary delays and move eligible applications through the process efficiently.
Clarity
Businesses should understand what information is required and what happens at each stage.
Responsible process
Speed should not mean removing appropriate verification, assessment or compliance requirements.
Business focus
We start with the business requirement and seek to make the journey relevant to the circumstances of the applicant.
What makes the ZozuPay experience different?
Select an area below to understand how we think about the customer journey.
Simple application
We want the initial funding enquiry to be straightforward, with clear questions focused on the business and its funding requirement.
- Clear initial business information
- Funding amount and intended purpose
- Simple digital application journey
- Clear next steps after submission
Technology that helps remove friction
We are building ZozuPay around digital processes that can make application and verification easier for businesses.
Email verification
A secure one-time verification process helps confirm the email address associated with an application before it progresses.
Digital KYC
Where required, businesses and relevant individuals can be directed through digital identity and KYC verification processes.
Financial information
Where required, bank statement and other financial information can be securely provided as part of the assessment journey.
Fast does not mean rushed
We want to make the process faster without compromising the checks required to assess an application appropriately.
A faster journey for eligible applications.
Our aim is to make funding available quickly where an application meets the relevant requirements and all necessary checks can be completed.
Eligible applications may receive funding within 24 hours.*
Responsible by design
Applications may involve identity verification, financial information, fraud prevention, compliance checks and other assessment requirements.
These steps are important. Our objective is not to remove them, but to make the journey through them as clear and efficient as possible.
Any funding remains subject to eligibility, assessment, approval, documentation and applicable terms.
Frequently asked questions
Some common questions about our approach.
ZozuPay is being developed as a digital-first business funding platform designed to help businesses explore and progress funding requirements through a clear online journey.
Our focus is on combining a simple digital experience with clear communication, appropriate verification and a fast journey for eligible applications.
Eligible applications may receive funding within 24 hours.* This is subject to eligibility, successful verification, completion of required checks and documentation, approval and applicable funding conditions.
No. Submitting an application does not guarantee approval or funding. Applications are subject to applicable eligibility, verification, assessment and other requirements.
Let's move your business forward.
Tell us about your funding requirement and take the first step.